Carlos Arturo Toro is a native of Colombia. An economist, he holds a master’s degree in finance. For more than 15 years, he was dedicated to the banking sector, as a credit analyst for Banco Popular de Colombia and as the national director of credit of various financial institutions. For several years after finishing his career in the banking sector, Toro worked as a tropical glacier guide and, periodically, as a volunteer park ranger for the Colombian National Park.